Personal Finance, Reimagined

Stop wondering
where your
money went.

FlowTrack Pro is a complete finance tracker in a single HTML file. Log every transaction, manage your business, track goals — no subscription, no cloud, no login.

⬇ Download Now $7 See Features →
👨
👩
🧑
👨‍💼
★★★★★
Loved by freelancers, business owners & budget-builders
FlowTrack Pro
📥
🌙
⚙️
Net Balance · June
$0
↑ 12% from last month
Income
$4,200
Spent
$2,814
Budget Tracker
🍔 Food$420/$600
🚗 Transport$280/$300
✨ Lifestyle$540/$400
Recent
💼
Monthly Salary
Today
+$3,500
🍔
Restaurant
Yesterday
−$48
⛽
Petrol
2 days ago
−$35
🏠Home
➕Log
📋History
📊Insights
⋯More
1 File
Everything in one HTML file
9+
Currencies supported
0
Monthly subscription fee
∞
Transactions you can log
Everything You Need

Built for real life,
not spreadsheet theory.

Every feature was designed around one question: will this actually help someone stop overspending and start saving?

📊
Live Dashboard
Net balance, health score, streak counter, budget bars, and a 28-day spending heatmap — all updated instantly as you log.
Real-time
💰
Smart Budget Tracker
Set monthly limits per category. Progress bars turn yellow near the limit and red when you've overspent — you always know where you stand.
Budget Alerts
💼
Business Client Tracker
For any business — ISP, tutoring, retail, freelance. Track client payments month-by-month. Mark as paid and it auto-logs to your income.
Any Business
🎯
Goals & Debt Tracker
Set savings targets (Emergency Fund, new laptop, anything), log debts, and track payoff progress. See your net worth update live.
Net Worth
🔐
PIN Lock
Set a 4-digit PIN to lock your financial data. Nobody opens FlowTrack without it. Enable, disable, or change it anytime in Settings.
Privacy First
🌍
Works Everywhere
PKR, USD, EUR, GBP, AED, SAR, INR, and more. Or enter any custom symbol. One file, every currency, every country.
Multi-Currency
📡 Client Payments
‹
June 2025
›
Clients
6
Collected
$320
Pending
$130
👨
Ahmed Khan
Premium Plan · $80/mo
👩
Sara Malik
Basic Plan · $50/mo
⏳ Due
🧑
Bilal Qureshi
Standard · $60/mo
👨
Usman Raza
Premium · $80/mo
2mo Overdue
Business Tab

Your client list,
payments, and
dues — all in one place.

Works for any business. Add clients once and FlowTrack remembers them forever. Every month, you just mark who's paid — it takes seconds and auto-logs to your income.

  • Navigate between months — June, July, August — your clients stay, only payment status resets
  • Mark Paid in one tap — income automatically appears in your transaction log for that day
  • Overdue alerts flag clients who are 2+ months behind in red
  • Collection rate bar shows what % of this month's revenue you've received
  • Works for ISP, tutoring, retail, freelance, rent collection — any recurring billing
74
/100
Financial Health Score
Good — based on savings rate, spending ratio, and logging consistency
Spending by Category
🍔 Food
$420
✨ Lifestyle
$338
🚗 Transport
$280
🏠 Housing
$900
💊 Health
$116
SAVE RATE
33%
STREAK
🔥 12
Insights Tab

Not just numbers.
Answers to why
you're broke.

The Insights tab turns your transaction history into patterns, forecasts, and a real Financial Health Score — so you know exactly where to cut back.

  • Financial Health Score (0–100) based on your savings rate, spending ratio, and consistency
  • Category breakdown: see exactly where every dollar goes
  • 14-day income vs expense trend line — spot the problem before month end
  • Spending forecast — projects where you'll finish the month based on your pace
  • Month-over-month comparison bars for the last 6 months
  • 🔥 Logging streak tracks how many days in a row you've logged — consistency builds the habit
Zero friction setup

Up and running
in 60 seconds.

No account. No install. No server. Just open the file and go.

1
Download
Buy once, receive a single HTML file. No subscription. No account. Works forever — even offline.
2
Setup Wizard
Pick your currency, enter your name and income, optionally set up your business. Takes under a minute.
3
Track & Grow
Log every transaction, watch your health score improve, hit your savings goals. Your data stays on your device — always private.
Global Ready

Your currency.
Your country.

FlowTrack works anywhere in the world. Pick from 9 built-in currencies or enter any custom symbol.

₨PKRPakistan
$USDUnited States
€EUREurope
£GBPUnited Kingdom
د.إAEDUAE
﷼SARSaudi Arabia
₹INRIndia
CA$CADCanada
A$AUDAustralia
¥JPYJapan
RZARSouth Africa
₦NGNNigeria
₨PKRPakistan
$USDUnited States
€EUREurope
£GBPUnited Kingdom
د.إAEDUAE
﷼SARSaudi Arabia
₹INRIndia
CA$CADCanada
A$AUDAustralia
¥JPYJapan
RZARSouth Africa
₦NGNNigeria
Pricing

Pay once.
Own it forever.

No recurring fees. No upsells. Just a tool that works.

Basic
$5
one-time payment
  • ✓ Income & expense logging
  • ✓ Monthly budget tracker
  • ✓ Transaction history & search
  • ✓ Insights (monthly comparison)
  • ✓ CSV export
  • ✓ Dark & light mode
  • ✓ 9+ currencies
  • ✗ Business client tracker
  • ✗ Goals, Debts & Bills
  • ✗ PIN lock security
  • ✗ Financial Health Score
Download Basic
⭐ Most Popular
Pro
$7
one-time · everything included
  • ✓ Everything in Basic
  • ✓ Business client tracker
  • ✓ Goals & debt tracker
  • ✓ Bills & reminders
  • ✓ Net worth snapshot
  • ✓ PIN lock security
  • ✓ Finance Journal
  • ✓ Financial Health Score
  • ✓ Spending heatmap & forecast
  • ✓ 14-day trend charts
⬇ Download Pro — $7
🔒 Secure checkout · Instant download · Single-user license · No refund needed — it works or it doesn't, open it before buying on Gumroad.
Real People. Real Results.

What buyers say.

★★★★★
"I've tried every budgeting app out there. Most ask for bank access or a subscription. FlowTrack is just a file — I opened it and immediately knew where my money was going. Best $7 I ever spent."
👨‍💼
Zain K.
Freelance Developer · Lahore
★★★★★
"I run a small tutoring business. The client payment tab is exactly what I needed — I know who's paid, who owes me, and how much I've collected this month. Incredibly useful."
👩‍🏫
Fatima R.
Tutor & Business Owner · Dubai
★★★★★
"The financial health score is what hooked me. It went from 42 to 71 in 6 weeks just by logging consistently. Watching a number improve makes you want to keep going."
👨
Omar S.
Auditor · Karachi
Got Questions?

FAQ

How does a single HTML file work as an app? ›
Modern browsers are powerful enough to run full applications. FlowTrack uses your browser's built-in localStorage to save data, so everything persists across sessions. Just double-click the file and it opens like any app — no server, no internet needed.
What happens to my data if I clear my browser? ›
Clearing browser data or cache will erase your FlowTrack data. We strongly recommend exporting your CSV regularly (there's a button at the top of the app). This is your backup. The file itself is separate from your data, so re-opening it just means you start fresh unless you've exported.
Does it work on mobile? ›
Yes — FlowTrack is fully mobile-optimized. Download the HTML file to your phone, open it in Chrome or Safari, and it works perfectly. On Android Chrome, you can even "Add to Home Screen" for an app-like shortcut icon.
Can I use it for any type of business, not just ISP? ›
Absolutely. The business tab is fully generic. During setup, you enter your business name and service type. It works for tutoring, ISP, cleaning services, retail, rent collection, freelance — any business where you have recurring clients or periodic payments.
Is there cloud sync or multi-device support? ›
Not currently. FlowTrack stores data locally on the device where you open it. This keeps your data 100% private and eliminates any need for accounts or internet. For multi-device use, export your CSV periodically and keep it as your backup.
Can I share or resell this file? ›
No. Your purchase is a single-user license. Sharing, redistributing, or reselling the file is a violation of the license agreement. If someone you know wants it, they can purchase their own copy — each sale supports further development.
What currency formats are supported? ›
FlowTrack comes with 9 built-in currencies: PKR, USD, EUR, GBP, AED, SAR, INR, CAD, and AUD. You can also enter any custom symbol (₦, Ksh, etc.) during setup or in Settings at any time.

Ready to actually
know your money?

One file. One payment. Complete control over your finances — starting today.

⬇ Get FlowTrack Pro — $7 See All Features
💳 One-time payment · 📁 Instant download · 🔒 Your data stays on your device